0.40% plus a network fee.
One percentage rate for every payment on every network. The network part depends on the chain, and this page only shows it where the API publishes an authoritative reserve.
The percentage part
Every account starts on Bronze. The percentage component is three separate parts, each rounded up to the cent and never below one cent.
- Processing
- 0.25%
- Risk reserve
- 0.05%
- Margin
- 0.10%
- Total
- 0.40%
Total fee = processing + risk reserve + margin + network reserve, and never less than 1.40 × the network reserve.
Higher tiers exist but are set per merchant on request; Bronze is the published starting rate. The binding schedule is the fee schedule page.
Networks and reserves
Every payment method this deployment currently accepts, grouped by network. Assets share a row because a network fee is charged per transfer, not per token.
Each column shows the total fee for a payment of that size in USD, and that fee as a percentage of the payment, rounded up. The customer pays the fee.
Percentages are rounded up to two decimals, so they never understate the fee. The 20% cap is the API limit on a customer surcharge; a size above it is not quotable.
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An exact quote comes from GET /v1/quotes/fees and needs a project API key. Your dashboard shows the same breakdown for your own account.
What "smallest payment worth it" means
A payment is worth accepting when the fee does not dominate it. The column shows the smallest USD amount, rounded to the cent, whose total fee stays at or below 5.00% of the payment, using the exact formula above. That is our own usability threshold, not a rule the API enforces.
The API separately refuses fees above 20%
Independently of the threshold above, the API rejects any quote whose total fee exceeds 20% of the payment. The two numbers answer different questions: ours asks whether the payment is worth making, the API asks whether the request is a mistake.
Who holds the money
The payment gateway is custodial: balances sit on platform addresses held for you. The Telegram wallet is a separate self-custodial app where keys stay on your device. They are not the same product.
Rates above Bronze
Silver, Gold and Platinum lower the percentage component. They are assigned by the operator on the merchant record, never automatically, and never published as a self-service price.